1. Agreement to Terms

By accessing or using TFC Calculator, operated by Chewy Bytes Limited (“we”, “our”, or “us”), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this service.

2. Company Information

Chewy Bytes Limited is a company registered in the United Kingdom.

Registered Address:
71-75 Shelton Street
London
WC2H 9JQ
United Kingdom

3. Service Description

TFC Calculator is a free tool designed to help UK parents calculate government contributions for their Tax-Free Childcare costs. Our service provides:

• Calculation of 20% government top-up for childcare expenses
• Tracking of quarterly top-up usage and limits
• Management of multiple children and their childcare payments
• Monitoring of payment history and reconfirmation dates
• Data export functionality for record-keeping
• Mobile applications for iOS and Android devices

4. Free Service and Optional Features

TFC Calculator is provided as a free service. However, our mobile applications may include:

• Optional premium features through in-app purchases
• Advertisements to support the free service
• Premium subscription options for enhanced features

Any paid features will be clearly marked, and you will be prompted to confirm any purchases before they are processed.

5. Data and Privacy

Your personal calculation data (child information, payment details) is stored locally on your device and is not transmitted to our servers. By using our service, you acknowledge that:

• You are responsible for backing up your local data
• Data may be lost if you uninstall the app or clear browser data
• We collect anonymous usage analytics to improve the service
• You can export your data at any time for safekeeping

6. Accuracy and Disclaimers

TFC Calculator is designed to provide accurate calculations based on current UK Tax-Free Childcare regulations. However:

• This tool is for guidance only and is not official HMRC software
• Tax-Free Childcare rules may change, and calculations may become outdated
• You should always verify information with HMRC for official guidance
• We are not responsible for any financial decisions made based on our calculations
• The service is provided “as is” without warranties of any kind

7. Prohibited Uses

You agree not to:

• Use the service for any illegal purpose
• Violate any laws in your jurisdiction
• Infringe upon the rights of others
• Attempt to gain unauthorized access to any portion of the service
• Interfere with or disrupt the service or servers
• Submit false or misleading information for fraudulent purposes
• Use the service to harass or intimidate others
• Reverse engineer, decompile, or disassemble the mobile applications
• Use automated systems to access or use the service

8. Intellectual Property

The TFC Calculator service, including but not limited to text, graphics, logos, images, software, and design, is owned by Chewy Bytes Limited and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

9. User Content

You retain all rights to the personal data and information you enter into TFC Calculator. Since most data is stored locally on your device, you have full control over your content. For any data that may be transmitted (such as error reports or analytics), you grant us a license to use it solely for service improvement purposes.

10. Service Availability

We strive to maintain continuous service availability, but we do not guarantee that the service will be available at all times. The service may be temporarily unavailable due to:

• Scheduled maintenance
• Technical issues
• Third-party service outages
• Force majeure events

11. Termination

We may terminate or suspend your access to the service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the service will cease immediately.

12. Limitation of Liability

In no event shall Chewy Bytes Limited, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses resulting from your use of the service. We do not guarantee the accuracy of calculations or accept responsibility for any financial decisions made based on our service.

13. Indemnification

You agree to indemnify and hold harmless Chewy Bytes Limited and its affiliates from any claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from your use of the service or breach of these Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of the service shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. Continued use of the service after changes constitutes acceptance of the new Terms.

16. Contact Us

If you have any questions about these Terms, please contact us at:

Email: support@tfccalculator.co.uk
Website: https://tfccalculator.co.uk

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.