Compare all UK childcare support schemes to find the best option for your family situation
| Feature | Tax-Free Childcare | Universal Credit (Childcare) |
|---|---|---|
| Maximum Support | £500 per eligibility period per child (£1,000 for eligible disabled children) | Up to £951/month (1 child) or £1,630/month (2+ children) |
| Availability | Available | Available |
| Best For | Working families who meet HMRC's current earnings and income rules | Low to moderate income families already on Universal Credit |
Government adds 25% of your Tax-Free Childcare account deposit
£500 per eligibility period per child (£1,000 for eligible disabled children)
Working families who meet HMRC's current earnings and income rules
Covers up to 85% of childcare costs for eligible families
Up to £951/month (1 child) or £1,630/month (2+ children)
Low to moderate income families already on Universal Credit
Tax and National Insurance savings on childcare costs
Up to £243 per month in tax/NI savings
Existing members with higher incomes (over £100,000)
Free early education for 3-4 year olds
Up to 30 hours per week (term-time or stretched)
Working families with 3-4 year olds